In　2009　second　half　year,　the　foreign　exchange　specified　amount　once　more　will　be　allowed　to　pass　under　the　background　that　the　whole　world　stock　market　recovers　slowly.　How　does　various　fund　companies　hold　this　opportunity　to　promote　richer　and　perfect　QDII　fund　products　in　order　to　dodge　the　risk　better　and　satisfy　the　demand　that　different　investors　manage　finance?　The　product　itself　innovation　is　probably　a　good　solution　to　change　the　present　QDII　condition　which　is　not　good　enough.　Such　as　the　index-linked　product,　which　can　enrich　the　product　chain　slightly　at　present,　is　understood　and　supervised　for　investors　easily,　simultaneously,　it　can　also　dodge　the　still　high　investment　risk　in　＂the　latterly　subprime　lending　crisis　time＂　to　a　certain　extent.