• 综合
  • 标题
  • 关键词
  • 摘要
  • 学者
  • 期刊-刊名
  • 期刊-ISSN
  • 会议名称
搜索

作者:

Zhang, Tao (Zhang, Tao.) (学者:张涛) | Li, Jiaheng (Li, Jiaheng.)

收录:

EI Scopus

摘要:

With the development of Internet finance, the importance of loan risk control is increasingly manifested. Risk control is the core part of traditional financial industry and Internet finance. After investigating the latest developments in credit risk control algorithms, an improved stacking integrated learning algorithm is proposed. By improving the feature selection steps, and using 5 different learners for stacking integration, the performance of the model is improved. The basic learners used include: Logistic Regression, Random Forest, GBDT, XGBoost, LightGBM, among which there are both strong learners and weak learners. Compared with traditional integrated learning methods, the accuracy of strong learners can be fully utilized, and use weak learners to reduce overfitting. Finally, the accuracy and generalization performance of the model are improved. © 2021 IEEE.

关键词:

Decision trees Learning algorithms Risk assessment Logistic regression Finance Learning systems Power electronics

作者机构:

  • [ 1 ] [Zhang, Tao]Software Institute Beijing University of Technology, Beijing, China
  • [ 2 ] [Li, Jiaheng]Software Institute Beijing University of Technology, Beijing, China

通讯作者信息:

电子邮件地址:

查看成果更多字段

相关关键词:

来源 :

年份: 2021

页码: 668-670

语种: 英文

被引次数:

WoS核心集被引频次: 0

SCOPUS被引频次: 6

ESI高被引论文在榜: 0 展开所有

万方被引频次:

中文被引频次:

近30日浏览量: 0

归属院系:

在线人数/总访问数:227/3909208
地址:北京工业大学图书馆(北京市朝阳区平乐园100号 邮编:100124) 联系我们:010-67392185
版权所有:北京工业大学图书馆 站点建设与维护:北京爱琴海乐之技术有限公司