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作者:

Sakho, Seybou (Sakho, Seybou.) | Jianbiao, Zhang (Jianbiao, Zhang.) (学者:张建标) | Essaf, Firdaous (Essaf, Firdaous.) | Badiss, Khalid (Badiss, Khalid.)

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EI

摘要:

Today, the majority of banks offer many different online services to their customers and our study case will focus specifically on domestic and international banking transactions. By doing these services, these banks use enough time to conduct bank transactions from one bank account to another, some of which take more than a week, under a security that does not fully respect the privacy of operators and under the mercy of certain third party's services. Unfortunately, these banks face the limitations of payment systems (such as SWIFT, SEPA, and union pay) for international transactions and other banking exchange services. To remedy these problems of third-party trust, exaggerated latency, payment of high transaction fees, problems of theft and falsification of banking information, we will set up a storage and bank exchange platform, based on a private and confidential blockchain. In this platform, a number of authorized users will be able to hold and operate the nodes that will support the network. Nowhere in the world is there a system that directly connects banks, currencies and financial institutions without a trusted third party. In our case, these sworn users are banks. This platform will eliminate the presence of the trusted third party which is the third entity through which the various transactions and banking information must pass. To begin with, our platform will eliminate third-party trust, promote user-user transactions and then store bank transaction information in the blockchain. Our blockchain platform will allow users to make secure and confidential transactions at a lower cost and without a foreign exchange ban due to a maximum amount not to exceed as with the case of banks. © 2019 IEEE.

关键词:

Banking Blockchain Fintech Economics Crime

作者机构:

  • [ 1 ] [Sakho, Seybou]Beijing University of Technology, School of Computer Science and Technology, Beijing, China
  • [ 2 ] [Jianbiao, Zhang]Beijing University of Technology, School of Computer Science and Technology, Beijing, China
  • [ 3 ] [Essaf, Firdaous]Beijing University of Technology, School of Computer Science and Technology, Beijing, China
  • [ 4 ] [Badiss, Khalid]Microservices Cloud Developer, Casablanca, Morocco

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年份: 2019

页码: 1258-1263

语种: 英文

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